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PeoplesChoice Mortgages

Whether you are looking to purchase, refinance, build a home or just looking to know how much you can qualify for, PeoplesChoice Credit Union offers a complete package of mortgage products to assist in servicing your needs.

Choose from a fixed rate or adjustable rate mortgage for financing your primary owner occupied residence, second home (non-owner occupied) and/or investment property.

Unlike most credit unions, we offer both in-house and secondary loans. By tapping into multiple lending sources, including external loans that are typically only available to large national lenders or brokers, we give you more loan options, competitive rates and superior service.

Our construction loan program is unlike any other in the area. We offer one-time close construction loans, so your loan is finalized before the builder breaks ground. In many cases, we require only 10% down, and the loan provides unlimited draws so that funding your home’s construction runs smoothly.

We offer ANY type of residential loan program available. Choose from a fixed rate or adjustable rate mortgage for your primary residence or investment property. And don’t assume you’ll have to put 10% or 20% down. Our government loan programs offer easier credit qualifying, lower down payments and closing costs.

We’re available and responsive. Our two full-time, highly experienced in-house mortgage loan officers know the mortgage business and are ready to help! Stop by the Saco or Wells branch to meet with Kurt Schickle, or the Biddeford and Sanford branches to meet with Eva Sommer.

We offer competitive refinancing rates. Whether you’re a long-time member, or a soon-to-be-member shopping for a great rate on refinancing your home, we can help you save money or borrow a little extra to afford a dream vacation or a home renovation.

For assistance with any of our mortage products, contact:

Kurt Schickle, kschickle@peopleschoiceme.org

Eva Sommer, esommer@peopleschoiceme.org

Dan Dallaire, ddallaire@peopleschoiceme.org

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